This Is What European Banks’ Loan-To-Deposit Ratios Look Like

For those who feel like spreading rumors about European deposit insurance, please do. But at least have some sense about what it would entail. European banks already have the highest loan-to-deposit loan-to-deposit ratio in the world. This means they are massively more levered, roughly 3x more, the US banks. In other words, deposit “encumbrance” is already absolutely maxed out. Think the ECB can credibly backstop Europe’s €11 trillion deposit market, with Germany’s agreement? Good luck.

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randysright
12 years ago

They’re screwed!!